My crowdlending and crowdfunding portfolio

In this section of the blog, you can take a look at my portfolio of investments in crowdlending and crowdfunding platforms. You can spy on in which platforms I invest and how much money I have invested in each of them. With the pie chart, you can quickly visualize the weight every platform has in the global crowdfunding and crowdlending portfolio. In the performance report, a table will show the returns generated by every platform and the calculated internal rate of return (XIRR) it’s offering.

My goal is to diversify to the maximum among all available platforms. First, to reduce the risk: the more different platforms you use, the less you will be affected in the event that one of them breaks down. It is unlikely, of course, but it can happen. And better be prepared. Secondly, because I am interested in knowing first hand the operation of each platform. This will allow me to keep on reviewing them here on the blog and offer my opinion to anyone interested in investing in them. And of course, also to know the real return each of them offers. Without losing sight of diversification, I will try to focus my investment on those that offer higher returns.

My crowdlending and crowdfunding investments allocation

April 2019

The allocation of my investments in the different crowdlending and crowdfunding platforms I invest in, at 30-04-2019 is:

Total invested amount: 33.884,89 €

March 2019

The allocation of my investments in the different crowdlending and crowdfunding platforms I invest in, at 31-03-2019 is:

Total invested amount: € 27.685,77

February 2019

The allocation of my investments in the different crowdlending and crowdfunding platforms I invest in, at 28-02-2019 is:

Total invested amount: € 20,915.77

January 2019

The allocation of my investments in the different crowdlending and crowdfunding platforms I invest in, at 31-01-2019 is:

Total invested amount: € 9.948,13


Passive Income Statement: crowdlending and crowdfunding returns

April 2019

(updated 30-04-2019)

PlatformInvestmentInitial Value
01/04/2019
DepositsTotal Return (*)InterestFinal Value
30/04/2019
XIRR
Envestio6.115,04 €6.008,56 €215,04 €93,08 €85,67 €6.316,68 €16,28%
Grupeer4.500,00 €4.658,88 €- €58,10 €53,46 €4.716,98 €14,27%
ViaInvest1.000,00 €1.008,98 €- €19,48 €9,48 €1.028,46 €14,23%
FastInvest3.000,00 €3.033,08 €- €34,03 €34,03 €3.067,11 €12,10%
Mintos2.000,00 €1.584,65 €500,00 €15,22 €15,22 €2.099,86 €11,76%
Kuetzal2.084,13 €1.007,54 €1.084,13 €15,87 €15,87 €2.107,54 €11,02%
Swaper1.100,00 €1.158,37 €- €11,33 €11,33 €1.169,70 €10,88%
Robocash2.000,00 €1.572,18 €500,00 €15,70 €15,70 €2.087,88 €10,76%
PeerBerry950,00 €975,30 €- €9,14 €9,14 €984,44 €10,16%
Crowdestor6.135,72 €4.616,30 €1.535,72 €42,03 €42,03 €6.194,05 €6,68%
Crowdestate2.500,00 €493,00 €2.010,00 €5,12 €5,12 €2.508,12 €5,40%
Lenndy1.000,00 €1.002,99 €- €5,63 €5,63 €1.008,62 €5,36%
Reinvest241.500,00 €1.123,30 €376,70 €- €- €1.500,00 €N/A
TOTAL33.884,89 €28.243,12 €6.221,59 €324,73 €302,68 €34.789,44 €10,73%

March 2019

(updated 31-03-2019)

PlatformInvestmentInitial Value
01/03/2019
DepositsTotal Return (*)InterestFinal Value
31/03/2019
XIRR
Envestio        5.900,00 €               4.534,99 €              1.400,00 €                         73,57 €           58,51 €             6.008,56 € 14,05%
Grupeer        4.500,00 €               3.614,56 €              1.000,00 €                         44,32 €           43,31 €             4.658,88 € 13,67%
Crowdestate            490,00 €                            -   €                  490,00 €                            3,00 €             3,00 €                493,00 € 12,44%
Mintos        1.500,00 €               1.568,21 €                           -   €                         16,44 €           16,44 €             1.584,65 € 12,29%
Robocash        1.500,00 €               1.554,63 €                           -   €                         17,54 €           17,54 €             1.572,18 € 10,99%
Swaper        1.100,00 €               1.148,70 €                           -   €                            9,67 €             9,67 €             1.158,37 € 10,61%
FastInvest        3.000,00 €               2.010,72 €              1.000,00 €                         22,36 €           22,36 €             3.033,08 € 10,34%
Kuetzal        1.000,00 €                   500,00 €                  500,00 €                            7,54 €             7,54 €             1.007,54 € 9,92%
PeerBerry            950,00 €                   965,53 €                           -   €                            9,77 €             9,77 €                975,30 € 9,64%
ViaInvest        1.000,00 €               1.001,05 €                           -   €                            7,93 €             7,93 €             1.008,98 € 7,19%
Crowdestor        4.600,00 €               2.516,30 €              2.100,00 €                                -   €                  -   €             4.616,30 € 3,77%
Lenndy        1.000,00 €                   720,00 €                  280,00 €                            2,99 €             2,99 €             1.002,99 € 3,70%
Reinvest24        1.145,77 €               1.123,30 €                           -   €                                -   €                  -   €             1.123,30 € N/A
TOTAL  27.685,77 €       21.258,00 €        6.770,00 €               215,13 €    199,06 €     28.243,12 € 9,95%

February 2019

(updated 28-02-2019)

PlatformInvestmentInitial Value 01/02/2019DepositsReturnCashback/
Commission
Final Value 28/02/2019XIRR
Grupeer3.500,00 €2.476,88 €1.101,87 €35,81 €- €3.614,56 €15,15%
Mintos1.500,00 €1.552,99 €- €14,74 €0,48 €1.568,21 €14,09%
Crowdestor2.500,00 €- €2.500,00 €16,30 €- €2.516,30 €13,44%
Swaper1.100,00 €1.139,02 €- €9,68 €- €1.148,70 €12,12%
Robocash1.500,00 €1.541,56 €- €13,07 €- €1.554,63 €12,09%
FastInvest2.000,00 €1.000,00 €1.000,00 €10,72 €- €2.010,72 €11,79%
Envestio4.500,00 €3.005,00 €1.500,00 €22,49 €7,50 €4.534,99 €11,39%
PeerBerry950,00 €958,03 €- €7,45 €- €965,48 €11,04%
ViaInvest1.000,00 €- €1.000,00 €1,05 €- €1.001,05 €1,43%
Lenndy720,00 €- €720,00 €- €- €720,00 €N/A
Reinvest241.145,77 €- €1.145,77 €- €-22,47 €1.123,30 €N/A
Kuetzal500,00 €- €500,00 €- €- €500,00 €N/A
TOTAL20.915,77 €11.673,49 €9.467,64 €131,31 €-14,49 €21.257,95 €12,18%

January 2019

(updated 31-01-2019)

PlatformInvestmentInitial ValueDepositsReturnBonusFinal Value XIRR
Grupeer2.398,13 €1.950,22 €498,13 €28,53 €- €2.476,88 €15,36%
Swaper1.100,00 €1.127,59 €- €11,43 €- €1.139,02 €11,94%
Robocash1.500,00 €1.526,24 €- €15,32 €- €1.541,56 €11,82%
Mintos1.500,00 €1.538,66 €- €13,99 €0,31 €1.552,97 €10,95%
PeerBerry950,00 €950,23 €- €7,80 €- €958,03 €9,66%
FastInvest1.000,00 €- €1.000,00 €- €- €1.000,00 €N/A
Envestio1.500,00 €- €1.500,00 €- €- €1.500,00 €N/A
TOTAL9.948,13 €7.092,95 €2.998,13 €77,07 €0,31 €10.168,46 €12,33%