April Portfolio Update Featured Image
Portfolio Update: An astonishing April 2019

Welcome, MyCrowdlenders! Here comes May with rain, wind, but also with lots of sun and flowers everywhere, and it’s time for a new update of my crowdfunding and crowdlending portfolio. The results have been nothing but excellent. I have got a passive income of €324.73, WOW! It’s 50.94% more than what I received in March 2019. Thus, in April 2019 I’ve reached 64.94% of my first goal of €500 per month. Definitively I’ll … Read More

March 2019 Crowdlending and Crowdfunding Income Statement Featured Image
Portfolio Update: A Great March 2019

March has come to an end, spring is finally here, and it’s time to review how my crowdfunding and crowdlending portfolio has performed this month. I have obtained a passive income of €215.13, representing an increase of 63.82% compared to February 2019 (when I got €131.31). Thus, in March 2019 I’ve managed to reach 46.23% of my first goal of €500 per month. I guess I’ll have to push up … Read More

Imagen destacada ingresos febrero 2019
Portfolio Update: An Exciting February 2019

February is gone and it’s time to check the performance of my crowdfunding and crowdlending portfolio for this month. I have obtained an income of €131.31, which represents an increase of 70,37% compared to January 2019 (when I got €77.07). Thus, in February 2019 I managed to reach 26.26% of my first goal of €500 per month. Wow! I’m really impressed… and happy! The average annualized return for this month … Read More

About me

Who I am An engineer seeking financial freedom Hello! My name is Carlos and I live in Barcelona, Spain. I’m a 42 years old Telecommunications Engineer. I’ve been investing in crowdlending (also known as peer 2 peer lending) platforms since August 2018. My goals My first goal is to earn €1000 per month thanks to passive income, that is, by doing (almost) nothing. I’m quite far from that amount right now, … Read More

Opinión Robocash 2019
Robocash Review 2019

One of my favorite crowdlending platforms is Robocash. This peer to peer company stands out by its simplicity and ease of use, and that’s a thing I really appreciate. After a brief registration, you only need 3 or 4 mouse clicks to make your money work for you. Let’s begin with my Robocash Review 2019. What is Robocash? Robocash is a fully automated crowdlending platform (also known as P2P lending platform or … Read More

Nuevas inversiones en Grupeer
Increasing investments in Grupeer

Welcome Crowdlenders! I was so happy with the performance of Grupeer during the month of January that I decided to increase my investment in this platform. So yesterday I made a contribution of + € 1,101.87 which I invested in development projects, with an interest rate of 14%. It’s not bad at all! I have some loans purchased at Grupeer at 15%, bought when I started investing in the summer of … Read More

Imagen destacada de la actualización de cartera de enero de 2019
Portfolio Update: January 2019

The first month of 2019 has come to an end and it is time to see how my investment portfolio in crowdlending has behaved. I have obtained an income of €77.07, which represents an increase of 71,38% compared to December 2018 (when I got €44.97). Thus, in January 2019 I managed to reach 15.4% of my first goal of €500 per month. I’m getting closer! The average annualized return for … Read More

Grupeer Review 2019

What is Grupeer? Grupeer is a crowdlending platform based in Riga, the capital city of Latvia. As of January 2019, it had already financed loans for an accumulated value of more than 18 million euros and had more than 5,200 active investors from more than 67 countries. It stands out for offering a high return to its investors, currently more than 14% on average, and the average maturity of the … Read More

Mintos Review 2019

Mintos has been the preferred crowdlending platform in Europe in 2018, and I’m sure it will also perform great in 2019. Do you want to know why? Let’s analyze it in this Mintos Review 2019. What is Mintos? Based in Latvia, Mintos is the largest global marketplace for crowdlending, which brings together more than 60 loan originators with more than 100.000 investors from over 70 different countries to offer annual … Read More

What is Crowdlending?

Crowdlending, also known as peer-to-peer lending (abbreviated as P2P lending) is the practice of lending money to individuals or businesses through online platforms that directly match lenders with borrowers, bypassing banks and other financial institutions. Crowdlending companies usually operate online, so they can run with lower overhead and provide the service more cheaply than traditional financial institutions: Borrowers can borrow money at lower interest rates. Investors (that is, lenders) receive … Read More